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Having Medicare without a supplemental policy and Part D coverage for prescription drugs can be outrageously expensive. I will probably go the Medicare advantage route in 13 months; they offer the best Rx pricing. Couple of the drugs I use would be over $900 per month out of pocket; expensive drugs are typically excluded by the part D plans. Last edited by Flycoon; 10-28-2019 at 02:36 PM. |
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If you can afford it, buy long term care insurance as soon as possible. |
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Take Trump out to the ball game Take Trump out with the crowd Boo him and tell them to #LockHimUp We don't want him to ever come back So it's root root root for impeachment If he stays in, it's a shame For it's one, two, three crimes you're out in the U. S. of A.
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“You can’t promote principled anti-corruption action without pissing off corrupt people.” George Kent |
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![]() To clarify, Part A (hospital inpatient care) is free if you sign up at 65. Part B (physician and outpatient services) starts at 135.50 per month and increases when you hit certain income levels. Tops out at just over $400 per month. Part b can be delayed so long as you have other qualified insurance. My wife took that road until she retired in August. I have COBRA through her insurance employer. In three months I have been canceled three times due to supposed administrative errors.
Lack of education on this is staggering. 68 year old friend had a heart attack two weeks ago; thought he had traditional Medicare but has a BCBS advantage plan. Saved him significant $ on the 6 prescriptions he was sent home with. Angioplasty and two stents on Friday, one night in ICU and out Saturday afternoon. Cardiologist has no appointments available until mid December for a follow up. The only advocate you will have is yourself. |
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![]() I honestly don’t know how older, or less educated seniors can understand the complex rules of the program. Most of my former co-workers who were around my age were handling the paperwork for their parents.
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“You can’t promote principled anti-corruption action without pissing off corrupt people.” George Kent |
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My 88 yo mother in law wants to change every year; we never let her. BCBS PPO has worked well for her needs. The other service I provide for her is trashing her junk mail after seeing she was sending money to Boy’s Town as well as the scammers “protecting” her social security. No problem be to these Trump like scams. |
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