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WaiverWire 04-30-2014 09:42 AM

Quote:

Originally Posted by Sotnos (Post 167830)
If you're going to say it, prove it. Why should someone else have to do the research?

I think you'll find this is a load of BS.

From NBC

Quote:

They said the widespread cancellations in the individual health insurance market — roughly 5 million and counting -- are in line with what was projected under regulations drawn up by the administration in 2010, requirements that both insurers and businesses objected to at the time. Cancellations also are occurring in the small group market, which covers businesses with between two and 50 employees, they noted.
http://www.nbcnews.com/news/other/in...ey-f2D11603425

http://www.forbes.com/sites/sallypip...cancellations/

Quote:

More than 3 million people have enrolled in Medicaid and the Children's Health Insurance Program since October, according to new data released by the Centers for Medicare and Medicaid Services Friday.
http://www.washingtonpost.com/blogs/...id-enrollment/

http://kff.org/health-reform/issue-b...g-the-numbers/

And this is from the latest figures that says we reached the 8,000,000 mark. Remember this also includes the 3,000,000 that were added to Medicaid, so the real number of non Medicaid policies is roughly 5,000,000.

The 50% numbers were from a show that the Insurance Commissioner for the State of Georgia quoted. He claimed that of the 220,000+ that had "signed up" for healthcare only 108,000 have followed through and made a payment and thus the other 112,000+ do not have healthcare.

He also claimed that the States of Illinois and Nevada are seeing the same numbers.

And found this.................

Quote:

Georgia insurers received more than 220,000 applications for health coverage in the Affordable Care Act’s exchange as of the official federal deadline of March 31, state officials said Wednesday.

Insurance Commissioner Ralph Hudgens, though, said premiums have been received for only 107,581 of those policies, which cover 149,465 people.

“Many Georgians completed the application process by the deadline, but have yet to pay for the coverage,” Hudgens said in a statement Wednesday.
http://reason.com/blog/2014/04/21/ha...-sign-ups-have

Quote:

But fewer than half have paid for the first's month's premium on those policies -- an essential step in buying coverage through the federal insurance marketplace, a report from Georgia'sInsurance Commission said.
http://insurancenewsnet.com/oarticle...l#.U2ENzWdOX3g

He went on to say that his office had to do the calculations as HHS will not provide the "in-service account" numbers. He, like Illinois and Nevada had to call each insurer in their state and ask for the number of "in-service" policies from the ACA.

Now the reason that HHS does not have the "in-service" policy numbers could be because the back end of the web site, the part that allows you to pay for your selection, still is not working and it is not known when it will be working.

uf1910 04-30-2014 12:04 PM

I won't add anything to this conversation beyond this, but these are cold hard facts. I work in a Tampa based family business that is over 100 years old. We have 2 locations and for the past 20+ years we have offered health insurance to our employees. Prior to the ACA our health costs had been consistently rising by 5-20% per year with our highest year cost coming in around $250K (and that's just the company contribution). Post ACA we exhausted every avenue to continue offering health insurance, HOWEVER, the cheapest plan that met the ACA requirements would have raised the company obligations 140% over prior year.

Now, we are a small business with a total of approx 75 employees between both branches. Our health plans, while not the greatest compared to other "big" companies, was decent. We worked hard to find the best plan year after year. We obviously would have continued offering health insurance but with the rise in costs we would in our best years be working for free just to cover health expenses. We now offer a health plan reimbursement to employees where we took last year's health costs, subtract the "fine", and divvy up the remaining $ in a monthly stipend to employees to more or less cover their personal health expenses.

As for me, I am 33 and my new plan sucks compared to what I had before. My script costs doubled from a co-pay of $15 for my thyroid drug to now being $29 (same drug). All the while paying $267 per month premium.

I don't want to get in a back and forth with anyone regarding personal views, but these are real facts that not only my family's company faced but many other small businesses around the country.

WaiverWire 04-30-2014 12:12 PM

Quote:

Originally Posted by uf1910 (Post 167840)
I won't add anything to this conversation beyond this, but these are cold hard facts. I work in a Tampa based family business that is over 100 years old. We have 2 locations and for the past 20+ years we have offered health insurance to our employees. Prior to the ACA our health costs had been consistently rising by 5-20% per year with our highest year cost coming in around $250K (and that's just the company contribution). Post ACA we exhausted every avenue to continue offering health insurance, HOWEVER, the cheapest plan that met the ACA requirements would have raised the company obligations 140% over prior year.

Now, we are a small business with a total of approx 75 employees between both branches. Our health plans, while not the greatest compared to other "big" companies, was decent. We worked hard to find the best plan year after year. We obviously would have continued offering health insurance but with the rise in costs we would in our best years be working for free just to cover health expenses. We now offer a health plan reimbursement to employees where we took last year's health costs, subtract the "fine", and divvy up the remaining $ in a monthly stipend to employees to more or less cover their personal health expenses.

As for me, I am 33 and my new plan sucks compared to what I had before. My script costs doubled from a co-pay of $15 for my thyroid drug to now being $29 (same drug). All the while paying $267 per month premium.

I don't want to get in a back and forth with anyone regarding personal views, but these are real facts that not only my family's company faced but many other small businesses around the country.

And the sad thing is that you are one of what they say will be many many many millions more like you when the employer mandate for businesses kicks in.

We are being told that our county offered plan, which I pay for, is going to be one of those Cadillac Plans and be taxed for having a benefit to good. Funny how the unions were able to get themselves exempt.

uf1910 04-30-2014 12:25 PM

Quote:

Originally Posted by WaiverWire (Post 167842)
And the sad thing is that you are one of what they say will be many many many millions more like you when the employer mandate for businesses kicks in.

We are being told that our county offered plan, which I pay for, is going to be one of those Cadillac Plans and be taxed for having a benefit to good. Funny how the unions were able to get themselves exempt.

The worst part is, even though the gov't delayed the employer mandate until 2015, they didn't do so until February. Well we operate in fiscal year and so did our health plans. The delay came too late for us to continue "status quo" for 2014 b/c we couldn't wait to see what was going to happen. Come December 31, 2013 our plan was expiring and we had to proceed according to the rules as they were or leave the employees without coverage "hoping" that it would be delayed or anything else. All the while we still were faced with a huge hike in the company obligations just to offer an "ACA compliant" plan. I'm sure many other small businesses had to make the same hard decisions for 2014, and many others will be faced with the same decision come 2015.

WaiverWire 04-30-2014 12:55 PM

Quote:

Originally Posted by uf1910 (Post 167843)
The worst part is, even though the gov't delayed the employer mandate until 2015, they didn't do so until February. Well we operate in fiscal year and so did our health plans. The delay came too late for us to continue "status quo" for 2014 b/c we couldn't wait to see what was going to happen. Come December 31, 2013 our plan was expiring and we had to proceed according to the rules as they were or leave the employees without coverage "hoping" that it would be delayed or anything else. All the while we still were faced with a huge hike in the company obligations just to offer an "ACA compliant" plan. I'm sure many other small businesses had to make the same hard decisions for 2014, and many others will be faced with the same decision come 2015.

My next door neighbor is a CFO for a business with 53 employees. He ran into the same problem as you. Being a family operation they did not want to lay anyone off to get under that magic number. Instead they did just what your employer did.

WaiverWire 04-30-2014 01:02 PM

First let me say this. Fox is the only place I could find the White House and Benghazi email that came to light in a FOIA by Judicial Watch. Seems we now know where Susan Rice got her talking point. If you look at who was CC in the email most are the same people that denied any knowledge of where she got her talking points.

http://www.foxnews.com/politics/inte...ghazi-on-film/

Now this email does not lay any blame as to why or what agency, if any at all, was to blame that one night. This email only asks why were those in this email claiming they knew nothing?

UPDATE

Carney now says this email is not about Benghazi. ABC News try's to press Carney on this issue.

Now Judicial Watch claims that the FOIA only requested emails on Benghazi. So how can Carney make such a claim when this email was in that group?

Sotnos 04-30-2014 01:29 PM

When in doubt, bring up Benghazi. :rolleyes:

WaiverWire 04-30-2014 01:44 PM

Quote:

Originally Posted by Sotnos (Post 167849)
When in doubt, bring up Benghazi. :rolleyes:

When in doubt, close your eyes. Once again we have been lied to.

WaiverWire 04-30-2014 02:57 PM

Very sad day for those that follow Mad Magazine through the years as Al Feldstein has died at the age of 88.

Was one of my favorite reads though out the years.

http://tbo.com/news/business/al-feld...t-88-20140430/

Dman21 05-01-2014 05:51 AM

Quote:

Originally Posted by WaiverWire (Post 167854)
Very sad day for those that follow Mad Magazine through the years as Al Feldstein has died at the age of 88.

Was one of my favorite reads though out the years.

http://tbo.com/news/business/al-feld...t-88-20140430/

I enjoyed reading the parodies in those when I was younger. RIP


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